These Terms & Conditions govern your access to and use of the website operated by C4 First Conseil et Gestion de Patrimoines SA (“C4 First”, “we”, “us” or “our”).
By accessing or using this website, you acknowledge that you have read, understood and agreed to these Terms & Conditions.
If you do not agree with these terms, you should refrain from using the website.
1. Purpose of the Website
The purpose of this website is to provide general information about C4 First Conseil et Gestion de Patrimoines SA, its philosophy, activities and approach to wealth management.
The website is intended for informational purposes only.
Nothing contained on this website creates a contractual relationship between you and C4 First unless expressly agreed through separate written documentation.
2. No Investment Advice
Information published on this website is general in nature and should not be interpreted as personalised investment, financial, legal or tax advice.
Nothing on this website constitutes:
- An offer to buy or sell any financial instrument
- A solicitation to enter into an investment transaction
- A recommendation concerning a particular investment
- A guarantee of performance or outcome
- Personalised financial advice
Any decision concerning financial assets should be made only after considering the individual's circumstances, objectives, financial position and risk tolerance and, where appropriate, obtaining independent professional advice.
3. Investment and Market Risk
Financial markets involve risk.
The value of financial assets may rise or fall, and investors may lose part or all of their invested capital.
Past performance is not indicative of future results.
Any examples, market observations or financial information presented on this website should not be interpreted as a promise, projection or guarantee of future performance.
4. Accuracy of Information
C4 First makes reasonable efforts to ensure that information published on the website is accurate and current.
However, C4 First does not guarantee that all information will always be complete, accurate, current or free from errors or omissions.
Information may be changed, updated or removed without prior notice.
5. No Guarantee of Availability
C4 First does not guarantee that the website or any part of it will always be available, uninterrupted, secure or free from technical errors.
C4 First may modify, suspend or discontinue any part of the website at any time without prior notice.
6. Intellectual Property
Unless otherwise stated, all materials appearing on this website, including:
- Company names and logos
- Text
- Photographs
- Graphics
- Design elements
- Layouts
- Documents
- Visual content
are owned by C4 First or are used under appropriate rights or permissions.
The reproduction, modification, distribution, publication or commercial use of website content without prior written permission is prohibited, except where permitted by applicable law.
7. Permitted Use
You agree to use this website only for lawful purposes.
You must not:
- Attempt to gain unauthorised access to the website or its systems
- Interfere with the operation or security of the website
- Introduce malicious code or harmful software
- Reproduce website content for unauthorised commercial purposes
- Use the website in a manner that violates applicable law or regulation
C4 First reserves the right to restrict or terminate access where misuse is suspected.
8. Third-Party Links
The website may contain links to websites operated by third parties.
These links are provided for convenience or informational purposes only.
C4 First does not control or endorse third-party websites and assumes no responsibility for their content, availability, security or privacy practices.
Accessing third-party websites is at the user's own risk.
9. Communications and Enquiries
Submitting an enquiry through this website does not establish a client relationship with C4 First.
Any potential engagement is subject to C4 First's internal procedures, applicable legal and regulatory requirements and the execution of appropriate contractual documentation.
C4 First reserves the right to determine whether it is able or willing to establish a professional relationship with any prospective client.
10. Confidentiality
Information submitted through the website will be handled in accordance with our Privacy Policy and applicable law.
Users should not submit confidential, highly sensitive or legally privileged information through general website forms unless specifically requested by C4 First through an appropriate secure channel.
11. Limitation of Liability
To the fullest extent permitted by applicable law, C4 First shall not be responsible for any direct or indirect loss arising from:
- Reliance on information published on the website
- Use or inability to use the website
- Errors or omissions in website content
- Technical interruptions
- External websites accessed through links
- Unauthorised access caused by circumstances beyond C4 First's reasonable control
Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
12. Privacy
The collection and processing of personal information through the website is governed by our Privacy Policy, which forms an integral part of these Terms & Conditions.
13. Changes to these Terms
C4 First may modify these Terms & Conditions from time to time.
The updated version will be published on this website and will become effective upon publication, unless otherwise stated.
Users are encouraged to review these Terms periodically.
14. Applicable Law and Jurisdiction
These Terms & Conditions shall be governed by the laws applicable to C4 First Conseil et Gestion de Patrimoines SA.
Any dispute arising from or relating to the use of this website shall be submitted to the competent courts, subject to any mandatory provisions of applicable law.
Applicable jurisdiction: Switzerland
Competent courts: Geneva, Switzerland
15. Contact
For questions regarding these Terms & Conditions, please contact:
C4 First Conseil et Gestion de Patrimoines SA
Rue du Purgatoire 1, 1204 Genève, Suisse
Email: legal@c4-first.ch
Telephone: +41 22 555 01 01